The Growth, Resilience, Independence, and Tenacity (GRIT) Fund is a program that provides resources to support expansion of the Community Development Financial Institutions (CDFIs) serving the Philadelphia region to increase economic and financial opportunities for Black and Brown small business owners. With a five-year fundraising goal of $100 million, the program specifically funds three streams: technical assistance, loan loss reserves, and patient debt, all identified as critical in helping Philadelphia CDFIs build the structure required to serve Black and Brown businesses adequately. The Pennsylvania CDFI Network operates the GRIT Fund and contributions flow from fifteen member banks of the Greater Philadelphia Financial Services Leadership Coalition (GPFSLC):